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Spread the cost with flexible finance

At Verde Garden Rooms, we are committed to delivering excellent service and we understand that some customers prefer to pay with finance. So, we’ve partnered with established credit brokers, Ideal4Finance, to enable you to spread the cost with monthly payments.

Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.

The following options are available, always subject to the lender’s assessment:

  • 0% APR finance over 12 months
  • 9.9% APR finance over 24 months
  • 17.9% APR finance over 36, 48 and 60 months

A deposit may be required, and we will agree this with you before you begin the application process.

You can apply online or over the telephone. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.

There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.

If you’re ready to apply, please click here to begin the application process or call Ideal4Finance on 020 3617 4647 (Mon to Fri, 9am to 5pm).

Verde Garden Rooms Limited is an introducer-appointed representative of Ideal Sales Solutions Ltd T/A Ideal4Finance. Ideal Sales Solutions is a credit broker and not a lender (FRN 703401). Finance is available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and term.

Example Finance Options

0% APR Finance Example over 12 months

Lets take the Verde Rosa Veranda at £3145

Purchase price £3145; deposit £745 (just under 25%); total credit £2400; APR 0%; loan term 12 months; monthly payment £200; amount repayable £2400; total cost £3145.

Please note that this provides a guide only; the exact amounts will be confirmed during the application process. With all monthly payment breakdowns, it is always worth remembering that the higher the deposit paid, the lower the monthly payments will be.

£5,000 Finance Example over 2 years

£5,000 purchase, with a 20% deposit, paid over two years at 9.9% APR: Purchase amount £5,000; deposit amount £1,000; total credit £4,000; interest rate 9.9% (fixed); loan duration 24 months; monthly repayment £183.62; total repayable £4,406.79; total cost £5,406.79.

Please note that this provides a guide only; the exact amounts will be confirmed during the application process. With all monthly payment breakdowns, it is always worth remembering that the higher the deposit paid, the lower the monthly payments will be.

£10,000 Finance Example over 4 years

Here is a representative example of an £10,000 purchase, with a 25% deposit, paid over four years at 17.9% APR: Purchase amount £10,000; deposit amount £2,500; total credit £7,500; interest rate 17.9% (fixed); loan duration 48 months; monthly repayment £214.79; total repayable £10,309.78; total cost £12,809.78.

Please note that this provides a guide only; the exact amounts will be confirmed during the application process. With all monthly payment breakdowns, it is always worth remembering that the higher the deposit paid, the lower the monthly payments will be.

£15,000 Finance Example over 5 years

Here is a representative example of an £15,000 purchase, with a 20% deposit, paid over five years at 17.9% APR: Purchase amount £15,000; deposit amount £3,000; total credit £12,000; interest rate 17.9% (fixed); loan duration 60 months; monthly repayment £295.53; total repayable £17,731.72; total cost £20,731.72.

Please note that this provides a guide only; the exact amounts will be confirmed during the application process. With all monthly payment breakdowns, it is always worth remembering that the higher the deposit paid, the lower the monthly payments will be.
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